Top tips for buying in Kāpiti
Write a list of your ‘must-haves’ and non-negotiables. Be willing to compromise - even if you have a multi-million dollar budget you still don’t get everything you want!
Assemble your property buying team of trusted advisors: solicitor, finance professional, building inspector and an agent you can trust who is willing to help you even if it is a property they aren’t selling!
Have your ducks in a row when it comes to finance and ensure you have your pre-approval in place. We recommend you choose a local mortgage broker who can find you the best deal and negotiate with the bank on your behalf – and they are free!
Know and understand how each method of sale works and how to maximise your opportunity of getting an offer accepted. Be ready to move quickly if you find something you like.
Research the areas you want to live in. There is plenty of development happening and new infrastructure coming on the Kāpiti Coast, so make sure you check the LIM and ask around.
Don’t believe everything you see in the media. Opinions can be diverse depending on the writer’s perspective. Bad news sells!
It’s your decision – while friends and family generally have the best intentions and want to help – sometimes their preconceived ideas, risk averse natures and lack of recent experience can actually be a hindrance!
Don’t be put off by cross lease properties - so long as you understand the pros and cons of this type of ownership, it could get you on the ladder and moving upwards quicker.
Be prepared to do your own due diligence - the agent can only tell you what they know and aren’t qualified to provide specific advice on titles, property construction, planning rules etc. So while a good agent will be transparent, they are not expected to uncover underlying issues.
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